What Would Blackbeard Say

about How to Become Wealthy?

4 Bucket Money

Management

Blackbeards Four Bucket Money Management System

Arr, me matey, let me spin ye a yarn fit for the high seas!

Ye see, many a landlubber be strugglin' to live the life they yearn for, their pockets ever-empty despite their toil. In modern jargon, no matter how much they earn, they are still basically livin' month to month and spendin' all the money they make. But fear not, for I'll shed some light on the matter.

'Tis all about the principle of the four buckets, savvy? Imagine me drawin' four buckets in the sand, each marked with a number. The first be for coverin' yer basic needs—yer home, yer ship (vehicle), and all the essentials of life.

Now, here be the secret sauce—what to do with the extra coin ye be earnin'. Ye don't want to be like a leaky barrel, losin' all yer plunder to the depths. No, ye want to be smart about it. So here's what ye do:

The first bucket ye fill be for yer enterprise. Whether ye be a merchant tradin' goods or a swashbuckler huntin' for treasure, ye need to keep yer business shipshape. Invest in yer enterprise, me hearties. Buy the tools, the supplies, and the crew ye need to keep it sailin' smooth. But mind ye, don't be squanderin' yer booty on unnecessary trinkets. Keep a keen eye on growth and expansion, and let yer enterprise be the wind in yer sails.

Remember, in the world of Capitalism and Free Enterprise, ye gotta own a piece of the pie to enjoy its sweet taste. So tend to yer business first, and it'll be the anchor that keeps ye steady through the stormy seas of life.

Aye, ye say, That be not what most of the financial wizards teach. Most of them teach people to start out by paying off all of yer debts.

Arrr! Ye speak true words, me hearty! Most of them fancy financial wizards be preachin' the gospel of debt-free livin', but that be only part of the tale.

Ye've been shackled by the chains of debt for too long, focusin' all yer energies on breakin' free of debt, instead of settin' sail for riches by buildin' a successful enterprise. But fear not, for I'll set ye on the right course.

There be wisdom in learnin' how to escape the clutches of debt, aye. Those who teach such ways be doin' a noble service. But if ye be seekin' true wealth, ye need to chart a different course. Ye need to hoist yer colors and set out to build a business that'll be yer ticket to fortune.

Start by creatin' bucket number one, a business that'll churn out gold coins even when ye be loungin' in yer hammock. Build it strong, me hearties, so it be payin' ye back tenfold for every ounce of effort ye put in. Make it so ye ain't tied to tradin' hours for a measly wage—let yer business be the wind in yer sails, carryin' ye to riches untold. Then ye can pay off all the debt very quickly and easily.

I once heard a wise soul say, "Serve the masses, and ye'll live among the classes." Most folks toil away for the wealthy, workin' jobs that fill another's coffers while they scrape by with the rest of the rabble. But if ye want to rub elbows with the wealthy, ye need to take matters into yer own hands. Start a venture that serves the masses, and watch as yer fortunes soar to new heights.

So cast off them chains of debt, me hearties, and set yer sights on buildin' a business that'll make ye a legend of the seas! Aye, that be the true path to wealth and glory!

Listen up, me hearties, for I'll lay bare the secrets of the financial seas!

Them debt reduction experts be makin' a fortune by servin' the masses—folk drownin' in debt like lost souls adrift on a stormy sea. They be buildin' businesses that reach far and wide, helpin' thousands find their way back to smooth waters. Aye, they may have started by showin' folks how to escape the clutches of debt, but they be fillin' their coffers by chartin' a course for riches through bucket number one—a thriving enterprise.

If yer aim be to break free from debt's grip, heed their words and follow their guidance. But if ye be settin' yer sights on true wealth, ye best be followin' their lead and buildin' a business of yer own.

Now, let's talk about the second bucket—clearin' yer debts. Once ye've set yer ship afloat with a sturdy business, start divertin' yer extra plunder toward settlin' yer debts. There be many a tome out there that'll teach ye the ways of debt repayment, and I'd recommend ye dive into those pages with all yer might.

February 2025 Clue: In university this skeleton key person studied law and pre-med.

But beware the third bucket, me hearties. 'Tis where ye venture into the treacherous waters of investments. Many a soul be lured by the siren song of the stock market, thinkin' they be investin' when they be naught but gamblin'. Aye, ye must tread carefully, seekin' guidance from seasoned sailors who've navigated these waters before. Never trust a 'hot tip' from a landlubber, for true wisdom lies with those who've weathered the storms of the market. True investin' be putting' yer coins into somethin' ye understand. Whether it be real estate, businesses ye comprehend, or metals that never lose their luster. Blackbeard preferred businesses that paid shillins' regulary. Buy and pray that it go up in value, be not a good strategy.

So set yer course with care, me hearties, and may the winds of fortune fill yer sails on the journey to riches beyond yer wildest dreams!

Now, me matey, let me spin ye a tale of the fourth bucket—a treasure trove fit for a king!

Once ye've built up enough treasure in yer investments to sustain yer current way of life, 'tis time to turn yer attention to bucket number four—lifestyle. This be when ye can finally indulge in the finer things in life without a care for the morrow.

Picture it, me hearties—ye be sailin' the seas in a grand vessel, decked out in the finest silks and jewels. Ye be explorin' exotic lands, treatin' yer loved ones to all the luxuries they desire. No more scrimpin' and savin', for yer coffers be overflowin' with riches.

But mark me words, ye must heed the order of the buckets. Make sure ye've tended to the first three before ye start splashin' out on trinkets. If ye've built a sturdy ship with bucket number one, cleared the waters of debt with number two, and set sail on the seas of investment with number three, then ye'll have naught to fear.

'Tis the opposite of how most landlubbers live—their eyes dazzled by the promise of instant gratification. They toil away, earnin' pieces of eight only to fritter it away on fineries they can ill afford. Their lives be a never-endin' cycle of debt and stress, weighed down by the anchor of compound interest.

But not ye, me hearties. Ye'll be livin' the pirate's dream—free from the chains of debt, with a treasure chest brimmin' with wealth and a ship ready to sail into the sunset. So heed these words well, and may ye navigate the waters of wealth with skill and cunning!

So, ye ask, if gettin' wealthy be that simple, why don’t more people get wealthy?

Arrr, me hearty, ye be askin' a question as old as the seven seas: why ain't more folk sailin' the waters of wealth?

There be a shipload of reasons, but the biggest reason be that most folks never set foot on the deck of bucket number one. Ye see, many never even dare to hoist their own flag and start a business. Aye, 'tis a fact—ninety-five percent of them who do hoist the Jolly Roger end up sinkin' beneath the waves within the first five to ten years.

Why, ye ask? Well, many a business be doomed from the start, unable to create a steady stream of plunder. Instead, they be naught but a way to trade yer time for pieces of eight. When the captain—ye, in this case—steps away from the helm, the gold stops flowin'. And alas, many who embark on this journey lack the grit and gumption to see it through to the end.

Becommin' a savvy business buccaneer be no easy feat—it be a journey of two years or more to master the ways of the trade. Yet many a landlubber be expectin' instant gratification, like they be workin' as mere swabbies on someone else's ship. They be blinded by the glimmer of silver and gold, thinkin' they can be the hero of their own tale without puttin' in the hard yards.

So they shun the advice of them who've charted these waters before, clingin' to their fanciful notions of lone heroes and silver screen legends. But in the end, 'tis not the lone hero who claims the treasure—it be the savvy captain with a crew, who knows when to seek counsel and when to set sail.

So listen well, me hearties, and may ye find the courage to hoist yer own flag and set course for the riches ye deserve!